Texas
9th-12th Grades
State Standards
Financial Literacy Topics
A: Understanding interest, avoiding and eliminating credit card debt
B: Understanding the rights and responsibilities of renting or buying a home
C: Managing money to make the transition from renting a home to home ownership
D: Starting a small business
E: Being a prudent investor in the stock market and using other investment options
F: Beginning a savings program and planning for retirement
G: Bankruptcy
H: The types of bank accounts available to consumers and the benefits of maintaining a bank account
I: Balancing a check book
J: The types of loans available to consumers and becoming a low‑risk borrower
K: Understanding insurance
L: Charitable giving
M: Completing the application for federal student aid provided by the United States Department of Education
N: Methods of paying for college