See all 9th-12th Grades Standards
High School Personal Finance

High School Personal Finance

Workbook • 1.5 hr of learning
Try it Out

Here's how High School Personal Finance aligns with curriculum standards in Alabama. Use the filters to change the location, set of standards, and grade level.

Personal Finance

Financial Responsibility

1: Describe the nature and scope of personal finance, including how personal finance concepts fit into key life events or stages.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with High School Personal Finance
a: Research and share information from a variety of sources to explain the importance of personal financial planning. Examples: instructional materials, news articles, blogs from reputable sources, personal narratives, industry publications

Money Management

16: Prepare a monthly budget for an individual or a family given their income, savings goals, taxes, and list of fixed and variable expenses.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with High School Personal Finance
a: Evaluate the impact of taxes, government payments, and employee benefits on budgeting decisions. Examples: FICA, income taxes; SNAP, Medicaid, unemployment insurance, farm subsidies; health insurance, retirement plan contributions

17: Gather and share information on income, benefits, and deductions.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with High School Personal Finance
a: Distinguish between gross and net income.
b: Analyze the impact of payroll deductions and employee benefits on income. Examples: state and federal income tax, FICA, flexible benefit plans

Credit and Debt

19: Research and share information on credit options available to consumers. Examples: revolving, installment, open

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with High School Personal Finance
a: Explain how credit card grace periods, methods of interest calculation, and fees affect borrowing costs.

Personal Insurance

27: Describe how insurance protects against loss and mitigates financial consequences.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with High School Personal Finance
a: Explain the various types of personal insurance and identify coverage needed at different stages of life. Examples: auto, rental, property, disability, life (whole and term), health
b: Research and report on ways coverage, deductibles, and premiums are related.