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Consumer Smarts

Consumer Smarts

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Here's how Consumer Smarts aligns with curriculum standards in Oklahoma. Use the filters to change the location, set of standards, and grade level.

Oklahoma Academic Standards for Personal Financial Literacy

PFL.1: The student will describe the importance of earning an income and explain how to manage personal income through the use of a budget.

Standards
Defined by Personal Financial Literacy 7th-12th Grades and align with Consumer Smarts
PFL 1.4: Identify the components of a personal/family budget (e.g., income, savings/investments, taxes, emergency fund, expenses, and charitable giving) based on specific goals (e.g., financial, personal, educational, and career).
PFL 1.5: Explain how fiscally responsible individuals use various strategies and spending plans for tracking their income and expenses, both anticipated and unanticipated.

PFL 1.3: Explain how to manage personal income and expenses to be a financially responsible citizen.

Standards
Defined by Personal Financial Literacy 7th-12th Grades and align with Consumer Smarts
B: Differentiate between needs and wants in order to develop short, medium, and long-term goals that are specific, measurable, attainable, realistic, and time-based.

PFL.8: The student will describe and explain interest, credit cards, and online commerce.

Standards
Defined by Personal Financial Literacy 7th-12th Grades and align with Consumer Smarts
PFL 8.2: Analyze the advantages and disadvantages of online commerce, including how to conduct transactions safely.